2016 - A year which will
definitely be an indelible chapter of the global history book. What have we not
witnessed! The awaited end of conflict in Colombia, a humanitarian disaster in
Aleppo, the Brexit Referendum, or the momentous Presidential Election of the
United States; we have been a part of a tumultuous chaos which brought peace,
disappointment and sorrow in various dimensions. But on November 8, 2016, when
the entire world was anticipating a Western country’s political fate, our own
nation was caught off guard when Prime Minister Modi declared the initiation of
demonetization.
The onset of this sudden cash crunch in the economy led to a heated debate. But
we are not here to demonize or celebrate the topic of demonetization. Our main
goal is to divert the focus towards the unavoidable start of digitization
because of this particular economic policy.
India is not a cashless economy, and the arrival of the demonetization left the
common citizen ambling with doubts. People were frantically looking for change,
standing outside ATM lines for hours, swarming inside the banks. The current
scenario of Indian Market clearly projects that the consumers prefer cash
payments over digital transactions. As online banking and its monetary dealings
is an emerging medium, citizens are skeptical or rather unaware about its
utilization.
A regular vegetable market or a family run grocery shop or a small time
refreshment stall hardly renders the services of a card swiping machine or
online money transfer. Their owners are simple people with an uncomplicated
business strategy. Some of them don’t even have access to bank accounts,
because maintaining personal savings by oneself wasn’t an issue until
demonetization struck.
The National Institution for Transforming India, i.e. the NITI Aayog along with
the NPCI (National Payments Corporation of India) launched a number of schemes
to incentivize the use of electronic payments. But the major concern lies in
the uncertainty of the consumer to experiment with digitization. So is giving
away prizes an effective method for motivation?
The basic way to tackle with the oblivious approach of the consumers towards
online transactions is computer literacy. And we have to start now, with the
students of our country. According to a report in 2012 computer literacy in
India is less than 7%, and the internet penetration rate stands at about 19% as
per the FICCI-KPMG 2015 Report. But does an increase in the participation
indicate that all users of the internet
are knowledgeable about its responsible use? Most of the users of the Internet
have been able to connect and explore the virtual world because of the
widespread availability of smart phones.
So why is digital literacy so important?
Apart from the obvious
fact that computer education is a practical addition of skills in our profile,
it promotes the appropriate exploitation of virtual resources. The penetration
of internet might be amplifying, but does it guarantee its best use? We have to
keep in mind that by adopting computer education in schools we create a window
for discussion and doubts. The learners will have countless misconceptions
about the Internet. Through an educator’s direction they can discover the
causes and the consequences of virtual violations.
Post demonetization many people are perplexed at the thought of using online
payment methods. In such situation, children can educate their parents about
safe surfing so that they can discern between the dishonest and the authentic
monetary communication.
And we at The Colorss Foundation have been doing our bit towards the promotion
of computer literacy through our endeavor Project Uttejana since 2014.
Enhancing the computer proficiency of students from Class 7 to Class 12, our
aim is to educate and inform kids belonging to the underprivileged background
about the virtual world of communication. And to make it more effective we have
coupled our primary goal of computer literacy with Life Skills Sessions helping
learners become confident and, accountable in terms of thoughts and
actions.
We believe that change is
hard but if we look at a crisis as an opportunity we generate possibilities not
just for us but for the people around us. And we want to help create an India
which harbors resilience and innovation when times get rough.
If you’re interested to join or enquire please mail us at contact@colorss.org
We’re also on:
Tejal Pednekar